Home Insurance

Hencilla Canworth have arranged a number of specialist schemes with the UK's leading insurers. We offer a wide range of covers, with discounts available.

Buildings Insurance:

For most people, a house is the biggest single investment that they will make and it should be well protected. Buildings insurance can protect your home, outbuildings, garages, patios, drives, walls and even swimming pools and tennis courts.

Amongst many other things, your buildings will be covered against damage by all the major perils including:

• Fire, explosion, lightning, earthquake
• Smoke
• Malicious acts and theft
• Storm and flood
• Subsidence, heave and landslip
• Falling trees
• Impact
• Escape of water
• Accidental damage to underground services or pipes

Cover can be extended to include accidental damage to the structure of the house, for example putting a foot through the ceiling while in the loft. If you insure both buildings and contents with the same insurer, you may qualify for a discount.

Contents Insurance:

Provides wide-ranging cover for all of your household contents furniture, carpets, curtains, pictures, TV, hi-fi, computers, kitchen equipment and clothing, to name just a few.
Amongst many other things, your home will be automatically insured against the following:

• Fire, explosion, lightning, earthquake or smoke damage
• Theft (including damage by thieves)
• Storm or flood damage
• Escape of water or oil from pipes or tanks
• Malicious damage

For the majority of items, we provide cover on a new for old basis, with no deduction for wear & tear. Accidental damage cover is automatically provided for television sets, stereo equipment, computers and mirrors. This cover can be extended to cover accidental damage to other household contents.

Personal Possessions:

This optional cover allows you to protect your personal possessions on an ‘all-risks’ basis, both at home and away from the home.

Typically, such items include portable CD and MP3 players, watches, handbags, sports equipment, mobile phones, jewellery and clothing. Personal cash may also be covered.

If you select this extra cover, your personal possessions will be protected against many of the hazards of modern life anywhere in the world.

Household Proposal Form

Please call Hencilla Canworth for a quotation on 020 8686 5050 or email : peter.hart@hencilla.co.uk