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a-n Artist Members' Combined Liability Insurance Policy

All UK based a-n Artists members benefit from a Combined Liability Insurance comprising of £5m Public and Products Liability (PPL) and Professional Indemnity (PI) Insurance arranged by Hencilla.

The members insurance policy has been specifically designed for visual and applied artists and provides cover whilst the artist is undertaking any of the following in connection with their visual or applied arts practice

  • making, developing, designing, creating, preparing, installing, selecting, exhibiting, presenting, displaying and sale of any work of visual or applied art (including work produced in collaboration with others or work not produced by the a-n Artist member)
  • lecturing, teaching or demonstrating visual or applied art including workshops, residencies and community projects

Benefits of the Artists Members’ Combined Liability Insurance Policy

  • a policy specifically designed for Artists
  • worldwide cover
  • no restriction to the number of exhibitions, open studio days etc.
  • Public and Products Liability Insurance with a £5m limit of indemnity
  • Professional Indemnity Insurance with a £5m limit of indemnity

The policy deems 'Visual or Applied Art' to include painting, drawing, printmaking, photography, digital, design, moving image, time-based media, sculpture, ceramics, community arts, glassmaking, textiles, jewellery, mixed media, interactive arts, crafts, live art and physical performance. This is not a definitive list so please contact us if you have any questions about whether this cover is suitable for your practice.

What is Public Liability Insurance?

Public Liability insurance protects the a-n Artist member from legal claims for compensation from other people or organisations where there is an allegation that, in the course of their visual arts practice, the member has caused or contributed to an accident which results in injury or damage to property.

What is Products Liability Insurance?

Products Liability insurance protects the a-n Artist member from legal claims for compensation for accidents caused by their supply of any Product, where the accident has resulted in injury to any person or damage to someone else's property.

For the purposes of the members insurance, a Product includes any work of art or craftwork that has been made, supplied, installed, altered or repaired by the member.

Products Liability Insurance does not provide any cover for damage to the artwork itself - if you require this cover then we can be provide this for an additional cost via the Artists Insurance Policy.

What is Professional Indemnity Insurance?

Professional Indemnity insurance protects the a-n Artist member from legal claims for compensation from customers or third parties as a result of a negligent breach of professional duty in the undertaking of their work as an artist. Examples would include defective designs/specifications or allegations of intellectual property infringements.

Additional information about a-n Artist Membership Combined Liability Insurance


  • Eligibility criteria for a-n Artist - click here
  • Become an a-n Artist member - click here
  • Membership and Cover Confirmation Documents for existing members (login required) - click here

For further information about the a-n Artist members' Combined Liability insurance policy, please call us on 020 8686 5050 or e-mail your enquiry to arts@hencilla.co.uk

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