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This benefit of Equity Student Membership meets the requirements of Equity Student Members that wish to protect against the cost of legal liability claims arising from insured activities subject to the policy terms and conditions
This policy is designed for Equity Student Members performing in collaboration with other Student Members or Standard Members who participates in self-produced productions, rehearsals, profit share performances and occasional professional performances
This insurance is automatic and you do not have to apply. Please refer to the policy for full details of the terms and conditions.
AThis policy will cover the cost of liability claims against you for bodily injury and/or property damage to any person not your employee, arising from your activities as a Student Member as defined below.
Student member — insured activities
An Equity student who participates in self-produced productions, rehearsals, profit share performances and occasional professional performances
AYes. You must take all reasonable precautions to prevent a loss. You must remain a Student Member of Equity. You must notify insurers immediately and in any event within 7 days of any claim or suspected claim. You must not admit liability. Please also refer to the policy wording.
AThis is set at £2,000,000 and is in respect of all claims arising from any one occurrence. Claims involving products or pollution are limited to £2,000,000 during the period of insurance.
A No, there are no deductions and no excess on any claim.
A Yes, cover is worldwide excluding the USA or Canada, provided you are normally resident in the UK.
A Yes. The number of claims payable in any single policy year is unlimited.
AYes. You may also require Employers' Liability cover. Additional cover can be obtained from First Act or at https://www.showtimeinsurance.co.uk/
AThe exclusions are the same as Standard Members Public Liability Insurance.
AYes. You must take reasonable care to prevent a loss. Claims or possible claims must be reported to Insurers in writing immediately. Under no circumstances should you admit liability after an incident.
AStudent Members Public Liability certificates are available from Equity online at www.equity.org.uk. The full policy wording is posted on both the First Act and Equity websites.
AThe policy runs annually from 1 October on a continuous cover basis.
APlease contact First Act immediately — on tel 020 8686 5050 or mail@firstact.co.uk. Please note that late notification can lead to claims being repudiated. Under no circumstances should you admit liability following an incident.